Workers' Compensation
Insurers Association
Ownership
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Where is the Hard Copy ERM-14 form?
FAQ
MWCIA stopped accepting hard copy ERM-14 forms effective 1/1/2022. To complete an online ERM-14 please visit our ERM-14 (Ownership) landing page.
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When does an employer need to complete an Ownership Change Form (ERM-14)?
FAQ
Whenever there is a change in ownership, a change in the legal status, a change in the name of the company, or a second entity is purchased.
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What will happen to my experience modification when I sell my company?
FAQ
When a company is sold, the experience is transferred to the new owner.
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If a husband owns one company and a wife owns a separate company, can they be combined for experience rating?
FAQ
They would not be combinable for experience rating. Husbands and wives are considered individuals for workers' compensation purposes.
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What if I purchase another company?
FAQ
The experience of the company that was purchased will be combined with the experience of your existing company to create a single experience modification that will apply to both companies.
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What is considered ownership in a Limited Partnership?
FAQ
General Partners are considered majority owners in a Limited Partnership.