The Minnesota Workers' Compensation Insurers Association generates experience rating factors for qualified Minnesota employers. Experience rating recognizes the differences among individual employers with respect to safety and loss prevention. It does this by comparing the experience of individual employers with the average employer in the same classification. The differences are reflected by an experience rating modification, based on individual payroll and loss records, which may result in an increase, decrease, or no change in premium.
MWCIA provides a variety of methods for obtaining experience rating information. For a brief overview of each method, please click here.